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Ask Danny | Ep. 14: Answers to Your Homeowners Insurance Questions

2 years ago
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This week, Danny Lipford chats with Michelle Tennant from Erie Insurance to discuss how folks can find peace of mind with homeowners insurance. (3 Echoes Content Studio/Erie Insurance)

This week, I’m talking with Michelle Tennant, vice president of Product Management in the Erie Insurance Personal Lines division.

Michelle has been with Erie since 2001 and has helped to develop Erie Insurance’s Auto, Umbrella, and Renters insurance products, as well as its Homeowners insurance coverages.

Erie Insurance has been in business since 1925, and for nearly a century we’ve been providing home, auto, business and life insurance.

We are based in Erie, Penn., and we serve customers in about 12 states. We know insurance can be complicated so with every policy, we have a knowledgeable independent agent within your community that can guide you through the process to get the right coverage for your life.

Insurance policy, seen on a desk beside a pair of reading glasses.
Homeowners insurance provides financial protection in the event of a disaster. (Mohamad Fazil Bin Ramli/Getty Images)

Why You Need Homeowners Insurance

Every homeowner has homeowners insurance but many don’t know why — what is the purpose of homeowners insurance?

Michelle: Homeowners insurance provides financial protection in the event something crazy happens, like an accident or weather-related event that damages your home.

At Erie Insurance, we think about this in a few different ways.

First is the home itself — the structure. It would cover the exterior of your home if there is damage.

Next is your personal property. A policy will cover valuable items that are

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Simple Home Design Tips

2 years ago
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Having a home with the design that we truly want is something that would really make us feel good. Although most houses built these days have general designs, it would be better if we could come up with our own design to give our homes a more personalized touch. We all certainly would want everything in our house to be perfect as much as possible. Designing our own houses is very practical, fun to do, and is not really hard to do. We do not really need to hire an interior decorator or any home design experts if we want to save money since we can also do it on our own. We just need to be creative and have fun while we do it.

Take your time and think what kind of design that you really want to incorporate in your house. If you want more references, you can just search the internet for a wide variety of design options. It is important that you make a final decision since it may cost you more instead of saving money if the design is already completed and you change your mind and have it redone. After you make the final decision, you can start searching all the materials that you would need. You also do not need to rush this part since you would want to compare different rates from different stores first. It would be also a great idea to ask for recommendations from your family, friends, and other … Read More

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Should I Sell My House With Squatters In It?

2 years ago
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For homeowners that are planning on selling their home that has squatters in it, there is a lot to consider. As the property owner, you should either be sure they have no claim to the title of your home or you should proceed with going through a proper series of steps to legally evict the squatters before advertising it for sale. There are a couple of main factors to consider before you decide on whether or not you should sell your house with squatters in it. This article will explain the steps necessary to ensure you can still successfully sell your home even with squatters in it. If you want to learn about squatter’s rights check out this resource before you decide to sell your house. Utilize this information to help you navigate how to handle squatters in your area.

Now, let’s review the pros and cons of selling a house with squatters in it.

Selling Home With Squatters Who Are Not Claiming The Property

To first decide how to go about selling your home that has squatters occupying it, you should consider a couple of factors: if they’re actively living in it or if they’ve got no claim to your home title, or if they are actively living in it and are trying to claim the title of the home for themselves. If your property is being occupied by squatters who aren’t trying to take over the property title, selling your home should be a relatively easy process.

When

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