Finishing Your List of Summer Home Improvement Jobs

Summer is the seasons when home improvement fans really get to go wild and let their imaginations fly, undertaking projects that at no other point in the year would they even consider tackling. Indeed most people end up scribbling down a fairly extensive list of renovation projects that need to, supposedly, be over and done with by the time the leaves start to fall. Yet, as with so many things in life, all of this is easier said than done, and oftentimes projects either get left for the cold season or pushed back for an entire year! To help home owners out in this regard, here we have highlighted a few renovation projects that are likely to be on most people’s summertime list and offered a few ideas for how to finish these projects on schedule and without too much hassle.

An excellent summer home improvement project could very easily be Replacing any old and deteriorated windows in the home. This sort of project is on the one hand cosmetic (windows have a really big impact on the way a home looks from the street, the backyard, etc.) and on the other hand it’s a functional project, as good windows will improve insulation throughout the home and will thereby reduce the electricity and/or the gas bill. Don’t just look into any old window set and don’t let your aesthetic priorities dominate your choice entirely, but rather research which window brands have got the best energy-efficiency ratings according to Energy Star. … Read More

Ask Danny | Ep. 14: Answers to Your Homeowners Insurance Questions

This week, Danny Lipford chats with Michelle Tennant from Erie Insurance to discuss how folks can find peace of mind with homeowners insurance. (3 Echoes Content Studio/Erie Insurance)


This week, I’m talking with Michelle Tennant, vice president of Product Management in the Erie Insurance Personal Lines division.

Michelle has been with Erie since 2001 and has helped to develop Erie Insurance’s Auto, Umbrella, and Renters insurance products, as well as its Homeowners insurance coverages.

Erie Insurance has been in business since 1925, and for nearly a century we’ve been providing home, auto, business and life insurance.

We are based in Erie, Penn., and we serve customers in about 12 states. We know insurance can be complicated so with every policy, we have a knowledgeable independent agent within your community that can guide you through the process to get the right coverage for your life.


Insurance policy, seen on a desk beside a pair of reading glasses.
Homeowners insurance provides financial protection in the event of a disaster. (Mohamad Fazil Bin Ramli/Getty Images)

Why You Need Homeowners Insurance

Every homeowner has homeowners insurance but many don’t know why — what is the purpose of homeowners insurance?

Michelle: Homeowners insurance provides financial protection in the event something crazy happens, like an accident or weather-related event that damages your home.

At Erie Insurance, we think about this in a few different ways.

First is the home itself — the structure. It would cover the exterior of your home if there is damage.

Next is your personal property. A policy will cover valuable items that are

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Today’s Homeowner Radio Podcast | October 8, 2022

This week, hear how to insulate around recessed lighting, plus the best options for vinyl floor underlayment. (3 Echoes Content Studio/psahota, Getty Images)


Hour 1

Hear underlayment options for vinyl plank flooring, a tip for insulating around recessed lights, and more.


Underlayment for Vinyl Plank Flooring

vinyl plank flooring with a cork underlayment
The proper underlayment for vinyl plank flooring will block out moisture and serve as insulation. (psahota, Getty Images)

Paul in Illinois wants to replace the carpet on the lower level of his tri-level home with vinyl plank flooring. This level is on a concrete slab, and the floor gets very cold in the wintertime.

He wants to know if he can put a quarter-inch or half-inch high-density foam board under the flooring to act as insulation between the concrete floor and the flooring.

“Will that cause problems with trapping moisture under that?” he asks.

Having existing carpet there will be a pretty good test of moisture accumulation. If you pull the carpet up and don’t see signs of moisture damage, he should be fine.

In terms of putting anything dense over the slab, any layer will certainly help insulate it a little bit. A quarter-inch underlayment, glued and screwed down properly, will work well, and some would even say it’s overkill.

Check with the vinyl floor manufacturer first. Some are very specific about what types of underlayment to use. Some will allow a very thin underlayment, no more than an eighth of an inch, and others don’t recommend one.

Vinyl plank flooring doesn’t have

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