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Ask Danny | Ep. 14: Answers to Your Homeowners Insurance Questions

2 years ago
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This week, Danny Lipford chats with Michelle Tennant from Erie Insurance to discuss how folks can find peace of mind with homeowners insurance. (3 Echoes Content Studio/Erie Insurance)

This week, I’m talking with Michelle Tennant, vice president of Product Management in the Erie Insurance Personal Lines division.

Michelle has been with Erie since 2001 and has helped to develop Erie Insurance’s Auto, Umbrella, and Renters insurance products, as well as its Homeowners insurance coverages.

Erie Insurance has been in business since 1925, and for nearly a century we’ve been providing home, auto, business and life insurance.

We are based in Erie, Penn., and we serve customers in about 12 states. We know insurance can be complicated so with every policy, we have a knowledgeable independent agent within your community that can guide you through the process to get the right coverage for your life.

Insurance policy, seen on a desk beside a pair of reading glasses.
Homeowners insurance provides financial protection in the event of a disaster. (Mohamad Fazil Bin Ramli/Getty Images)

Why You Need Homeowners Insurance

Every homeowner has homeowners insurance but many don’t know why — what is the purpose of homeowners insurance?

Michelle: Homeowners insurance provides financial protection in the event something crazy happens, like an accident or weather-related event that damages your home.

At Erie Insurance, we think about this in a few different ways.

First is the home itself — the structure. It would cover the exterior of your home if there is damage.

Next is your personal property. A policy will cover valuable items that are

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Simple Home Design Tips

2 years ago
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Having a home with the design that we truly want is something that would really make us feel good. Although most houses built these days have general designs, it would be better if we could come up with our own design to give our homes a more personalized touch. We all certainly would want everything in our house to be perfect as much as possible. Designing our own houses is very practical, fun to do, and is not really hard to do. We do not really need to hire an interior decorator or any home design experts if we want to save money since we can also do it on our own. We just need to be creative and have fun while we do it.

Take your time and think what kind of design that you really want to incorporate in your house. If you want more references, you can just search the internet for a wide variety of design options. It is important that you make a final decision since it may cost you more instead of saving money if the design is already completed and you change your mind and have it redone. After you make the final decision, you can start searching all the materials that you would need. You also do not need to rush this part since you would want to compare different rates from different stores first. It would be also a great idea to ask for recommendations from your family, friends, and other … Read More

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Best Home Design Software – Architectural Home Designer

2 years ago
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For folks who are looking for a home design software that is not only easy to use, but more importantly, equipped with the best tools for all types of designing needs, then perhaps it’s time to stop searching. Famed home design software producer Chief Architect has once again come out with a product that is definitely going to be there or thereabouts when talking about the best home design software in the business. With Architectural Home Designer, users can make use of a variety of designing tools for remodeling and home design that covers cost estimation, site planning, landscaping, decks, baths, kitchens, as well as entire interior designs.

Everything in One Package

What makes a good home design software is its ability to strike a balance between a user friendly interface and excellent outputs. However, aside from this combination, what makes a great home design software is its integration of all types of remodeling and design tools that will satisfy all of its users’ needs. It must be an all-in-one design solution which should leave users with a feeling that they could no longer ask for anything more. Architectural Home Designer is one type of software which is just that.

With this amazing piece of software, users can choose from thousands of sample plans which they can use as a basis for their designs. Also available are a myriad of different home style templates that can be used in line with either the House Wizard Feature, or customized fully to … Read More